The visit to New York, and interview
with Mr. Fenwick, fully assured Mr. Markland, and
he entered into a formal agreement to invest the sum
of forty thousand dollars in the proposed scheme:
ten thousand dollars to be paid down at once, and
the balance at short dates. He remained away
two days, and then returned to make immediate arrangements
for producing the money. The ten thousand dollars
were raised by the sale of State six per cent. stocks,
a transaction that at once reduced his annual income
about six hundred dollars. The sum was transmitted
to New York.
“Have you reconsidered that
matter?” inquired Markland, a few days after
his return, on meeting with Mr. Brainard.
“No, but I hope you have,”
was answered in a serious tone.
“I have been to New York since I saw you.”
“Ah! and seen Mr. Fenwick again?”
“Yes.”
“Did you mention the report of Lyon’s
return?”
“I did.”
“How did it strike him?”
“As preposterous, of course.”
“He did not credit the story?”
“Not he.”
“Well, I hope, for your sake, that all will
come out right.”
“Never fear.”
“By-the-way,” said Mr.
Brainard, “what do you really know about Fenwick?
You appear to have the highest confidence in his judgment.
Does this come from a personal knowledge of the man,
or are you governed in your estimate by common report?”
“He is a man of the first standing
in New York. No name, in money circles, bears
a higher reputation.”
Brainard slightly shrugged his shoulders.
“The common estimate of a man,
in any community, is apt to be very near the truth,”
said Mr. Markland.
“Generally speaking, this is
so,” was replied. “But every now and
then the public mind is startled by exceptions to the
rule—and these exceptions have been rather
frequent; of late years. As for Fenwick, he stands
fair enough, in a general way. If he were to send
me an order for five thousand dollars’ worth
of goods, I would sell him, were I a merchant, without
hesitation. But to embark with him in a scheme
of so much magnitude is another thing altogether, and
I wonder at myself, now, that I was induced to consider
the matter at all. Since my withdrawal, and cooler
thought on the subject, I congratulate myself, daily,
on the escape I have made.”
“Escape! From what!” Mr. Markland
looked surprised.
“From loss; it may be, ruin.”
“You would hardly call the loss of twenty thousand
dollars, ruin.”
“Do you expect to get off with
an investment of only twenty thousand dollars?”
asked Mr. Brainard.
“No; for I have agreed to put in forty thousand.”
Brainard shook his head ominously, and looked very
grave.
“I knew of no other man in the
city with whom I cared to be associated; and so, after
you declined, took the whole amount that wats to be
raised here, myself.”
“A hasty and unwise act, believe
me, Mr. Markland,” said the other. “How
soon do you expect returns from this investment?”
“Not for a year, at least.”
“Say not for two years.”
“Well—admit it. What then?”
“Your annual income is at once
diminished in the sum of about twenty-five hundred
dollars, the interest on these forty thousand dollars.
So, at the end of two years, you are the loser of five
thousand dollars by your operation.”
“It would be, if the new business
paid nothing. But, when it begins to pay, it
will be at the rate of one or two hundred per cent.
on the amounts paid in.”
“May be so.”
“Oh! I am sure of it.”
“The whole scheme has a fair
front, I will admit,” answered Brainard.
“But I have seen so many days that rose in sunshine
go down in storm, that I have ceased to be over confident.
If forty thousand were the whole of your investment,
you might, for so large a promised return, be justified
in taking the risk.”
“Mr. Fenwick thinks nothing
further will be required,” said Markland.
“But don’t you remember
the letter, in which he stated, distinctly, that several
assessments would, in all probability, be made, pro
rata, on each partner?”
“Yes; and I called Mr. Fenwick’s
attention to that statement; for I did not care to
go beyond forty thousand.”
“What answer did he make?”
“Later intelligence had exhibited
affairs in such a state of progress, that it was now
certain no further advance of capital would be required.”
“I hope not, for your sake,” returned
Brainard.
“I am sure not,” said
Markland, confidently, A third party here interrupted
the conversation, and the two men separated.
As might be supposed, this interview
did not leave the most agreeable impression on the
feelings of Markland. The fact that in selling
stocks and other property to the amount of forty thousand
dollars, and locking up that large sum in an unproductive
investment, he would diminish his yearly income over
twenty-five hundred dollars, did not present the most
agreeable view of the case. He had not thought
of this, distinctly, before. A little sobered
in mind, he returned homeward during the afternoon.
Ten thousand dollars had gone forward to New York;
and in the course of next week he must produce a sum
of equal magnitude. To do this, would require
the sale of a piece of real estate that had, in five
years, been doubled in value, and which promised to
be worth still more. He felt a particular reluctance
to selling this property; and the necessity for doing
so worried his mind considerably. “Better
let well enough alone.” “A bird in
the hand is worth two in the bush.” One
after another, these trite little sayings would come
up in his thoughts, unbidden, as if to add to his
mental disquietude.
In spite of his efforts to thrust
them aside, and to get back his strong confidence
in the new business, Mr. Markland’s feelings
steadily declined towards a state of unpleasant doubt.
Reason as he would on the subject, he could not overcome
the depression from which he suffered.
“I am almost sorry that I was
tempted to embark in this business,” he at length
said to himself, the admission being extorted by the
pressure on his feelings. “If I could, with
honour and safety, withdraw, I believe I would be
tempted to do so. But that is really not to be
thought of now. My hands have grasped the plough,
and there must be no wavering or looking back.
This is all an unworthy weakness.”
Mr. Markland had gained the entrance
to Woodbine Lodge, but be was in no state of mind
to join his family. So he alighted and sent his
carriage forward, intending to linger on his way to
the house, in order to regain his lost equilibrium.
He had been walking alone for only a few minutes,
with his eyes upon the ground, when a crackling noise
among the underwood caused him to look up, and turn
himself in the direction from which the sound came.
In doing so, he caught sight of the figure of a man
retiring through the trees, and evidently, from his
movements, anxious to avoid observation. Mr.
Markland stood still and gazed after him until his
figure passed from sight. The impression this
incident made upon him was unpleasant. The person
of the stranger was so much hidden by trees, that
he could make out no resemblance whatever.
It was near that part of Mr. Markland’s
grounds known as the Fountain Grove, where this occurred,
and the man, to all appearance, had been there.
The impulse for him to turn aside was, therefore,
but natural, and he did so. Passing through a
style, and ascending by a few steps to the level of
the ornamental grounds surrounding the grove and fountain,
the first object that he saw was his daughter Fanny,
moving hastily in the direction of the summer-house
which has been described. She was only a short
distance in advance. Mr. Markland quickened his
steps, as a vague feeling of uneasiness came over
him. The coincidence of the stranger and his daughter’s
presence produced a most unpleasant impression.
“Fanny!” he called.
That his daughter heard him, he knew
by the start she gave. But instead of looking
around, she sprang forward, and hastily entered the
summer-house. For a moment or two she was hidden
from his view, and in that short period she had snatched
a letter from the table, and concealed it in her bosom.
Not sufficiently schooled in the art of self-control
was Fanny to meet her father with a calm face.
Her cheeks were flushed, and her chest rose and fell
in hurried respiration, as Mr. Markland entered the
summer-house, where she had seated herself.
“You are frightened, my child,”
said he, fixing his eyes with a look of inquiry on
her face. “Didn’t you see me, as I
turned in from the carriage-way?” he added.
“No, sir,” was falteringly
answered. “I did not know that you had
returned from the city until I heard your voice.
It came so unexpectedly that I was startled.”
Fanny, as she said this, did not meet
her father’s gaze, but let her eyes rest upon
the ground.
“Are you going to remain here?” asked
Mr. Markland.
“I came to spend a little while
alone in this sweet place, but I will go back to the
house if you wish it,” she replied.
“Perhaps you had better do so.
I saw a strange man between this and the main road,
and he seemed as if he desired to avoid observation.”
Fanny started, and looked up, with
an expression of fear, into her father’s face.
The origin of that look Mr. Markland did not rightly
conjecture. She arose at once, and said—
“Let us go home.”
But few words passed between father
and daughter on the way, and their brief intercourse
was marked by a singular embarrassment on both sides.
How little suspicion of the real truth
was in the mind of Mr. Markland! Nothing was
farther from his thoughts than the idea that Fanny
had just received a letter from Mr. Lyon, and that
the man he had seen was the messenger by whom the
missive had been conveyed to the summer-house.
A minute earlier, and that letter would have come
into his hands. How instantly would a knowledge
of its contents have affected all the purposes that
were now leading him on with almost the blindness
of infatuation. The man he was trusting so implicitly
would have instantly stood revealed as a scheming,
unprincipled adventurer. In such estimation,
at least, he must have been held by Mr. Markland,
and his future actions would have been governed by
that estimate.
The answer to Fanny’s earnest,
almost peremptory demand, to be released from the
injunction not to tell her parents of Mr. Lyon’s
return, was in her possession, and the instant she
could get away to her own room, she tore the letter
open. The reader already knows its contents.
The effect upon her was paralizing. He had said
that she was in freedom to speak, but the consequences
portrayed were too fearful to contemplate. In
freedom? No! Instead of loosing the cords
with which he had bound her spirit, he had only drawn
them more tightly. She was in freedom to speak,
but the very first word she uttered would sound the
knell of her young heart’s fondest hopes.
How, then, could she speak that word? Lyon had
not miscalculated the effect of his letter on the
inexperienced, fond young girl, around whose innocent
heart he had woven a spell of enchantment. Most
adroitly had he seemed to leave her free to act from
her own desires, while he had made that action next
to impossible.
How rapidly, sometimes, does the young
mind gain premature strength when subjected to strong
trial. Little beyond an artless child was Fanny
Markland when she first met the fascinating young stranger;
and now she was fast growing into a deep-feeling, strong-thinking
woman. Hitherto she had leaned with tender confidence
on her parents, and walked the paths lovingly where
they led the way. Now she was moving, with unaided
footsteps, along a new and rugged road, that led she
knew not whither; for clouds and darkness were in the
forward distance. At every step, she found a new
strength and a new power of endurance growing up in
her young spirit. Thought, too, was becoming
clearer and stronger. The mature woman had suddenly
taken the place of the shrinking girl.