DICK LOSES HIS BANK-BOOK
It was hinted at the close of the
last chapter that Dick was destined to be disagreeably
surprised on reaching home.
Having agreed to give further assistance
to Tom Wilkins, he was naturally led to go to the
drawer where he and Fosdick kept their bank-books.
To his surprise and uneasiness the drawer proved
to be empty!
“Come here a minute, Fosdick,” he said.
“What’s the matter, Dick?”
“I can’t find my bank-book, nor yours
either. What’s ’come of them?”
“I took mine with me this morning,
thinking I might want to put in a little more money.
I’ve got it in my pocket, now.”
“But where’s mine?” asked Dick,
perplexed.
“I don’t know. I saw it in the drawer
when I took mine this morning.”
“Are you sure?”
“Yes, positive, for I looked into it to see
how much you had got.”
“Did you lock it again?” asked Dick.
“Yes; didn’t you have to unlock it just
now?”
“So I did,” said Dick.
“But it’s gone now. Somebody opened
it with a key that fitted the lock, and then locked
it ag’in.”
“That must have been the way.”
“It’s rather hard on a
feller,” said Dick, who, for the first time
since we became acquainted with him, began to feel
down-hearted.
“Don’t give it up, Dick.
You haven’t lost the money, only the bank-book.”
“Aint that the same thing?”
“No. You can go to the
bank to-morrow morning, as soon as it opens, and tell
them you have lost the book, and ask them not to pay
the money to any one except yourself.”
“So I can,” said Dick,
brightening up. “That is, if the thief hasn’t
been to the bank to-day.”
“If he has, they might detect him by his handwriting.”
“I’d like to get hold
of the one that stole it,” said Dick, indignantly.
“I’d give him a good lickin’.”
“It must have been somebody
in the house. Suppose we go and see Mrs. Mooney.
She may know whether anybody came into our room to-day.”
The two boys went downstairs, and
knocked at the door of a little back sitting-room
where Mrs. Mooney generally spent her evenings.
It was a shabby little room, with a threadbare carpet
on the floor, the walls covered with a certain large-figured
paper, patches of which had been stripped off here
and there, exposing the plaster, the remainder being
defaced by dirt and grease. But Mrs. Mooney had
one of those comfortable temperaments which are tolerant
of dirt, and didn’t mind it in the least.
She was seated beside a small pine work-table, industriously
engaged in mending stockings.
“Good-evening, Mrs. Mooney,” said Fosdick,
politely.
“Good-evening,” said the
landlady. “Sit down, if you can find chairs.
I’m hard at work as you see, but a poor lone
widder can’t afford to be idle.”
“We can’t stop long, Mrs.
Mooney, but my friend here has had something taken
from his room to-day, and we thought we’d come
and see you about it.”
“What is it?” asked the
landlady. “You don’t think I’d
take anything? If I am poor, it’s an honest
name I’ve always had, as all my lodgers can
testify.”
“Certainly not, Mrs. Mooney;
but there are others in the house that may not be
honest. My friend has lost his bank-book.
It was safe in the drawer this morning, but to-night
it is not to be found.”
“How much money was there in it?” asked
Mrs. Mooney.
“Over a hundred dollars,” said Fosdick.
“It was my whole fortun’,”
said Dick. “I was goin’ to buy a house
next year.”
Mrs. Mooney was evidently surprised
to learn the extent of Dick’s wealth, and was
disposed to regard him with increased respect.
“Was the drawer locked?” she asked.
“Yes.”
“Then it couldn’t have
been Bridget. I don’t think she has any
keys.”
“She wouldn’t know what
a bank-book was,” said Fosdick. “You
didn’t see any of the lodgers go into our room
to-day, did you?”
“I shouldn’t wonder if
it was Jim Travis,” said Mrs. Mooney, suddenly.
This James Travis was a bar-tender
in a low groggery in Mulberry Street, and had been
for a few weeks an inmate of Mrs. Mooney’s lodging-house.
He was a coarse-looking fellow who, from his appearance,
evidently patronized liberally the liquor he dealt
out to others. He occupied a room opposite Dick’s,
and was often heard by the two boys reeling upstairs
in a state of intoxication, uttering shocking oaths.
This Travis had made several friendly
overtures to Dick and his room-mate, and had invited
them to call round at the bar-room where he tended,
and take something. But this invitation had never
been accepted, partly because the boys were better
engaged in the evening, and partly because neither
of them had taken a fancy to Mr. Travis; which certainly
was not strange, for nature had not gifted him with
many charms, either of personal appearance or manners.
The rejection of his friendly proffers had caused
him to take a dislike to Dick and Henry, whom he considered
stiff and unsocial.
“What makes you think it was
Travis?” asked Fosdick. “He isn’t
at home in the daytime.”
“But he was to-day. He
said he had got a bad cold, and had to come home for
a clean handkerchief.”
“Did you see him?” asked Dick.
“Yes,” said Mrs. Mooney.
“Bridget was hanging out clothes, and I went
to the door to let him in.”
“I wonder if he had a key that
would fit our drawer,” said Fosdick.
“Yes,” said Mrs. Mooney.
“The bureaus in the two rooms are just alike.
I got ’em at auction, and most likely the locks
is the same.”
“It must have been he,”
said Dick, looking towards Fosdick.
“Yes,” said Fosdick, “it looks like
it.”
“What’s to be done?
That’s what I’d like to know,” said
Dick. “Of course he’ll say he hasn’t
got it; and he won’t be such a fool as to leave
it in his room.”
“If he hasn’t been to
the bank, it’s all right,” said Fosdick.
“You can go there the first thing to-morrow
morning, and stop their paying any money on it.”
“But I can’t get any money
on it myself,” said Dick. “I told
Tom Wilkins I’d let him have some more money
to-morrow, or his sick mother’ll have to turn
out of their lodgin’s.”
“How much money were you going to give him?”
“I gave him three dollars to-day,
and was goin’ to give him two dollars to-morrow.”
“I’ve got the money, Dick.
I didn’t go to the bank this morning.”
“All right. I’ll take it, and pay
you back next week.”
“No, Dick; if you’ve given three dollars,
you must let me give two.”
“No, Fosdick, I’d rather
give the whole. You know I’ve got more
money than you. No, I haven’t, either,”
said Dick, the memory of his loss flashing upon him.
“I thought I was rich this morning, but now
I’m in destitoot circumstances.”
“Cheer up, Dick; you’ll get your money
back.”
“I hope so,” said our hero, rather ruefully.
The fact was, that our friend Dick
was beginning to feel what is so often experienced
by men who do business of a more important character
and on a larger scale than he, the bitterness of a
reverse of circumstances. With one hundred dollars
and over carefully laid away in the savings bank,
he had felt quite independent. Wealth is comparative,
and Dick probably felt as rich as many men who are
worth a hundred thousand dollars. He was beginning
to feel the advantages of his steady self-denial,
and to experience the pleasures of property.
Not that Dick was likely to be unduly attached to
money. Let it be said to his credit that it had
never given him so much satisfaction as when it enabled
him to help Tom Wilkins in his trouble.
Besides this, there was another thought
that troubled him. When he obtained a place he
could not expect to receive as much as he was now
making from blacking boots,—probably not
more than three dollars a week,—while his
expenses without clothing would amount to four dollars.
To make up the deficiency he had confidently relied
upon his savings, which would be sufficient to carry
him along for a year, if necessary. If he should
not recover his money, he would be compelled to continue
a boot-black for at least six months longer; and this
was rather a discouraging reflection. On the whole
it is not to be wondered at that Dick felt unusually
sober this evening, and that neither of the boys felt
much like studying.
The two boys consulted as to whether
it would be best to speak to Travis about it.
It was not altogether easy to decide. Fosdick
was opposed to it.
“It will only put him on his
guard,” said he, “and I don’t see
as it will do any good. Of course he will deny
it. We’d better keep quiet, and watch him,
and, by giving notice at the bank, we can make sure
that he doesn’t get any money on it. If
he does present himself at the bank, they will know
at once that he is a thief, and he can be arrested.”
This view seemed reasonable, and Dick
resolved to adopt it. On the whole, he began
to think prospects were brighter than he had at first
supposed, and his spirits rose a little.
“How’d he know I had any
bank-book? That’s what I can’t make
out,” he said.
“Don’t you remember?”
said Fosdick, after a moment’s thought, “we
were speaking of our savings, two or three evenings
since?”
“Yes,” said Dick.
“Our door was a little open
at the time, and I heard somebody come upstairs, and
stop a minute in front of it. It must have been
Jim Travis. In that way he probably found out
about your money, and took the opportunity to-day
to get hold of it.”
This might or might not be the correct
explanation. At all events it seemed probable.
The boys were just on the point of
going to bed, later in the evening, when a knock was
heard at the door, and, to their no little surprise,
their neighbor, Jim Travis, proved to be the caller.
He was a sallow-complexioned young man, with dark
hair and bloodshot eyes.
He darted a quick glance from one
to the other as he entered, which did not escape the
boys’ notice.
“How are ye, to-night?”
he said, sinking into one of the two chairs with which
the room was scantily furnished.
“Jolly,” said Dick. “How are
you?”
“Tired as a dog,” was
the reply. “Hard work and poor pay; that’s
the way with me. I wanted to go to the theater,
to-night, but I was hard up, and couldn’t raise
the cash.”
Here he darted another quick glance
at the boys; but neither betrayed anything.
“You don’t go out much, do you?”
he said
“Not much,” said Fosdick. “We
spend our evenings in study.”
“That’s precious slow,”
said Travis, rather contemptuously. “What’s
the use of studying so much? You don’t expect
to be a lawyer, do you, or anything of that sort?”
“Maybe,” said Dick.
“I haven’t made up my mind yet. If
my feller-citizens should want me to go to Congress
some time, I shouldn’t want to disapp’int
’em; and then readin’ and writin’
might come handy.”
“Well,” said Travis, rather
abruptly, “I’m tired and I guess I’ll
turn in.”
“Good-night,” said Fosdick.
The boys looked at each other as their visitor left
the room.
“He came in to see if we’d missed the
bank-book,” said Dick.
“And to turn off suspicion from
himself, by letting us know he had no money,”
added Fosdick.
“That’s so,” said
Dick. “I’d like to have searched them
pockets of his.”