Introduces all the Rest
There once lived, in a sequestered
part of the county of Devonshire, one Mr Godfrey Nickleby:
a worthy gentleman, who, taking it into his head rather
late in life that he must get married, and not being
young enough or rich enough to aspire to the hand of
a lady of fortune, had wedded an old flame out of
mere attachment, who in her turn had taken him for
the same reason. Thus two people who cannot
afford to play cards for money, sometimes sit down
to a quiet game for love.
Some ill-conditioned persons who sneer
at the life-matrimonial, may perhaps suggest, in this
place, that the good couple would be better likened
to two principals in a sparring match, who, when fortune
is low and backers scarce, will chivalrously set to,
for the mere pleasure of the buffeting; and in one
respect indeed this comparison would hold good; for,
as the adventurous pair of the Fives’ Court
will afterwards send round a hat, and trust to the
bounty of the lookers-on for the means of regaling
themselves, so Mr Godfrey Nickleby and his partner,
the honeymoon being over, looked out wistfully into
the world, relying in no inconsiderable degree upon
chance for the improvement of their means. Mr
Nickleby’s income, at the period of his marriage,
fluctuated between sixty and eighty pounds per
annum.
There are people enough in the world,
Heaven knows! and even in London (where Mr Nickleby
dwelt in those days) but few complaints prevail, of
the population being scanty. It is extraordinary
how long a man may look among the crowd without discovering
the face of a friend, but it is no less true.
Mr Nickleby looked, and looked, till his eyes became
sore as his heart, but no friend appeared; and when,
growing tired of the search, he turned his eyes homeward,
he saw very little there to relieve his weary vision.
A painter who has gazed too long upon some glaring
colour, refreshes his dazzled sight by looking upon
a darker and more sombre tint; but everything that
met Mr Nickleby’s gaze wore so black and gloomy
a hue, that he would have been beyond description
refreshed by the very reverse of the contrast.
At length, after five years, when
Mrs Nickleby had presented her husband with a couple
of sons, and that embarassed gentleman, impressed
with the necessity of making some provision for his
family, was seriously revolving in his mind a little
commercial speculation of insuring his life next quarter-day,
and then falling from the top of the Monument by accident,
there came, one morning, by the general post, a black-bordered
letter to inform him how his uncle, Mr Ralph Nickleby,
was dead, and had left him the bulk of his little
property, amounting in all to five thousand pounds
sterling.
As the deceased had taken no further
notice of his nephew in his lifetime, than sending
to his eldest boy (who had been christened after him,
on desperate speculation) a silver spoon in a morocco
case, which, as he had not too much to eat with it,
seemed a kind of satire upon his having been born
without that useful article of plate in his mouth,
Mr Godfrey Nickleby could, at first, scarcely believe
the tidings thus conveyed to him. On examination,
however, they turned out to be strictly correct.
The amiable old gentleman, it seemed, had intended
to leave the whole to the Royal Humane Society, and
had indeed executed a will to that effect; but the
Institution, having been unfortunate enough, a few
months before, to save the life of a poor relation
to whom he paid a weekly allowance of three shillings
and sixpence, he had, in a fit of very natural exasperation,
revoked the bequest in a codicil, and left it all to
Mr Godfrey Nickleby; with a special mention of his
indignation, not only against the society for saving
the poor relation’s life, but against the poor
relation also, for allowing himself to be saved.
With a portion of this property Mr
Godfrey Nickleby purchased a small farm, near Dawlish
in Devonshire, whither he retired with his wife and
two children, to live upon the best interest he could
get for the rest of his money, and the little produce
he could raise from his land. The two prospered
so well together that, when he died, some fifteen
years after this period, and some five after his wife,
he was enabled to leave, to his eldest son, Ralph,
three thousand pounds in cash, and to his youngest
son, Nicholas, one thousand and the farm, which was
as small a landed estate as one would desire to see.
These two brothers had been brought
up together in a school at Exeter; and, being accustomed
to go home once a week, had often heard, from their
mother’s lips, long accounts of their father’s
sufferings in his days of poverty, and of their deceased
uncle’s importance in his days of affluence:
which recitals produced a very different impression
on the two: for, while the younger, who was of
a timid and retiring disposition, gleaned from thence
nothing but forewarnings to shun the great world and
attach himself to the quiet routine of a country life,
Ralph, the elder, deduced from the often-repeated
tale the two great morals that riches are the only
true source of happiness and power, and that it is
lawful and just to compass their acquisition by all
means short of felony. ‘And,’ reasoned
Ralph with himself, ’if no good came of my uncle’s
money when he was alive, a great deal of good came
of it after he was dead, inasmuch as my father has
got it now, and is saving it up for me, which is a
highly virtuous purpose; and, going back to the old
gentleman, good did come of it to him too, for
he had the pleasure of thinking of it all his life
long, and of being envied and courted by all his family
besides.’ And Ralph always wound up these
mental soliloquies by arriving at the conclusion,
that there was nothing like money.
Not confining himself to theory, or
permitting his faculties to rust, even at that early
age, in mere abstract speculations, this promising
lad commenced usurer on a limited scale at school;
putting out at good interest a small capital of slate-pencil
and marbles, and gradually extending his operations
until they aspired to the copper coinage of this realm,
in which he speculated to considerable advantage.
Nor did he trouble his borrowers with abstract calculations
of figures, or references to ready-reckoners; his
simple rule of interest being all comprised in the
one golden sentence, ‘two-pence for every half-penny,’
which greatly simplified the accounts, and which,
as a familiar precept, more easily acquired and retained
in the memory than any known rule of arithmetic, cannot
be too strongly recommended to the notice of capitalists,
both large and small, and more especially of money-brokers
and bill-discounters. Indeed, to do these gentlemen
justice, many of them are to this day in the frequent
habit of adopting it, with eminent success.
In like manner, did young Ralph Nickleby
avoid all those minute and intricate calculations
of odd days, which nobody who has worked sums in simple-interest
can fail to have found most embarrassing, by establishing
the one general rule that all sums of principal and
interest should be paid on pocket-money day, that is
to say, on Saturday: and that whether a loan
were contracted on the Monday, or on the Friday, the
amount of interest should be, in both cases, the same.
Indeed he argued, and with great show of reason, that
it ought to be rather more for one day than for five,
inasmuch as the borrower might in the former case
be very fairly presumed to be in great extremity,
otherwise he would not borrow at all with such odds
against him. This fact is interesting, as illustrating
the secret connection and sympathy which always exist
between great minds. Though Master Ralph Nickleby
was not at that time aware of it, the class of gentlemen
before alluded to, proceed on just the same principle
in all their transactions.
From what we have said of this young
gentleman, and the natural admiration the reader will
immediately conceive of his character, it may perhaps
be inferred that he is to be the hero of the work which
we shall presently begin. To set this point at
rest, for once and for ever, we hasten to undeceive
them, and stride to its commencement.
On the death of his father, Ralph
Nickleby, who had been some time before placed in
a mercantile house in London, applied himself passionately
to his old pursuit of money-getting, in which he speedily
became so buried and absorbed, that he quite forgot
his brother for many years; and if, at times, a recollection
of his old playfellow broke upon him through the haze
in which he lived—for gold conjures up
a mist about a man, more destructive of all his old
senses and lulling to his feelings than the fumes of
charcoal—it brought along with it a companion
thought, that if they were intimate he would want
to borrow money of him. So, Mr Ralph Nickleby
shrugged his shoulders, and said things were better
as they were.
As for Nicholas, he lived a single
man on the patrimonial estate until he grew tired
of living alone, and then he took to wife the daughter
of a neighbouring gentleman with a dower of one thousand
pounds. This good lady bore him two children,
a son and a daughter, and when the son was about nineteen,
and the daughter fourteen, as near as we can guess—impartial
records of young ladies’ ages being, before
the passing of the new act, nowhere preserved in the
registries of this country—Mr Nickleby looked
about him for the means of repairing his capital,
now sadly reduced by this increase in his family,
and the expenses of their education.
‘Speculate with it,’ said Mrs Nickleby.
‘Spec—u—late, my dear?’
said Mr Nickleby, as though in doubt.
‘Why not?’ asked Mrs Nickleby.
‘Because, my dear, if we should
lose it,’ rejoined Mr Nickleby, who was a slow
and time-taking speaker, ’if we should lose
it, we shall no longer be able to live, my dear.’
‘Fiddle,’ said Mrs Nickleby.
‘I am not altogether sure of that, my dear,’
said Mr Nickleby.
‘There’s Nicholas,’
pursued the lady, ’quite a young man—it’s
time he was in the way of doing something for himself;
and Kate too, poor girl, without a penny in the world.
Think of your brother! Would he be what he
is, if he hadn’t speculated?’
‘That’s true,’ replied
Mr Nickleby. ’Very good, my dear.
Yes. I will speculate, my dear.’
Speculation is a round game; the players
see little or nothing of their cards at first starting;
gains may be great—and so may losses.
The run of luck went against Mr Nickleby. A
mania prevailed, a bubble burst, four stock-brokers
took villa residences at Florence, four hundred nobodies
were ruined, and among them Mr Nickleby.
‘The very house I live in,’
sighed the poor gentleman, ’may be taken from
me tomorrow. Not an article of my old furniture,
but will be sold to strangers!’
The last reflection hurt him so much,
that he took at once to his bed; apparently resolved
to keep that, at all events.
‘Cheer up, sir!’ said the apothecary.
‘You mustn’t let yourself be cast down,
sir,’ said the nurse.
‘Such things happen every day,’ remarked
the lawyer.
‘And it is very sinful to rebel
against them,’ whispered the clergyman.
‘And what no man with a family ought to do,’
added the neighbours.
Mr Nickleby shook his head, and motioning
them all out of the room, embraced his wife and children,
and having pressed them by turns to his languidly
beating heart, sunk exhausted on his pillow.
They were concerned to find that his reason went astray
after this; for he babbled, for a long time, about
the generosity and goodness of his brother, and the
merry old times when they were at school together.
This fit of wandering past, he solemnly commended
them to One who never deserted the widow or her fatherless
children, and, smiling gently on them, turned upon
his face, and observed, that he thought he could fall
asleep.