Five Years Later
Tellson’s Bank by Temple Bar
was an old-fashioned place, even in the year one thousand
seven hundred and eighty. It was very small,
very dark, very ugly, very incommodious. It
was an old-fashioned place, moreover, in the moral
attribute that the partners in the House were proud
of its smallness, proud of its darkness, proud of its
ugliness, proud of its incommodiousness. They
were even boastful of its eminence in those particulars,
and were fired by an express conviction that, if it
were less objectionable, it would be less respectable.
This was no passive belief, but an active weapon which
they flashed at more convenient places of business.
Tellson’s (they said) wanted no elbow-room,
Tellson’s wanted no light, Tellson’s wanted
no embellishment. Noakes and Co.’s might,
or Snooks Brothers’ might; but Tellson’s,
thank Heaven!—
Any one of these partners would have
disinherited his son on the question of rebuilding
Tellson’s. In this respect the House was
much on a par with the Country; which did very often
disinherit its sons for suggesting improvements in
laws and customs that had long been highly objectionable,
but were only the more respectable.
Thus it had come to pass, that Tellson’s
was the triumphant perfection of inconvenience.
After bursting open a door of idiotic obstinacy with
a weak rattle in its throat, you fell into Tellson’s
down two steps, and came to your senses in a miserable
little shop, with two little counters, where the oldest
of men made your cheque shake as if the wind rustled
it, while they examined the signature by the dingiest
of windows, which were always under a shower-bath of
mud from Fleet-street, and which were made the dingier
by their own iron bars proper, and the heavy shadow
of Temple Bar. If your business necessitated
your seeing “the House,” you were put into
a species of Condemned Hold at the back, where you
meditated on a misspent life, until the House came
with its hands in its pockets, and you could hardly
blink at it in the dismal twilight. Your money
came out of, or went into, wormy old wooden drawers,
particles of which flew up your nose and down your
throat when they were opened and shut. Your
bank-notes had a musty odour, as if they were fast
decomposing into rags again. Your plate was
stowed away among the neighbouring cesspools, and
evil communications corrupted its good polish in a
day or two. Your deeds got into extemporised
strong-rooms made of kitchens and sculleries, and
fretted all the fat out of their parchments into the
banking-house air. Your lighter boxes of family
papers went up-stairs into a Barmecide room, that always
had a great dining-table in it and never had a dinner,
and where, even in the year one thousand seven hundred
and eighty, the first letters written to you by your
old love, or by your little children, were but newly
released from the horror of being ogled through the
windows, by the heads exposed on Temple Bar with an
insensate brutality and ferocity worthy of Abyssinia
or Ashantee.
But indeed, at that time, putting
to death was a recipe much in vogue with all trades
and professions, and not least of all with Tellson’s.
Death is Nature’s remedy for all things, and
why not Legislation’s? Accordingly, the
forger was put to Death; the utterer of a bad note
was put to Death; the unlawful opener of a letter was
put to Death; the purloiner of forty shillings and
sixpence was put to Death; the holder of a horse at
Tellson’s door, who made off with it, was put
to Death; the coiner of a bad shilling was put to
Death; the sounders of three-fourths of the notes
in the whole gamut of Crime, were put to Death.
Not that it did the least good in the way of prevention—it
might almost have been worth remarking that the fact
was exactly the reverse—but, it cleared
off (as to this world) the trouble of each particular
case, and left nothing else connected with it to be
looked after. Thus, Tellson’s, in its
day, like greater places of business, its contemporaries,
had taken so many lives, that, if the heads laid low
before it had been ranged on Temple Bar instead of
being privately disposed of, they would probably have
excluded what little light the ground floor had, in
a rather significant manner.
Cramped in all kinds of dun cupboards
and hutches at Tellson’s, the oldest of men
carried on the business gravely. When they took
a young man into Tellson’s London house, they
hid him somewhere till he was old. They kept
him in a dark place, like a cheese, until he had the
full Tellson flavour and blue-mould upon him.
Then only was he permitted to be seen, spectacularly
poring over large books, and casting his breeches
and gaiters into the general weight of the establishment.
Outside Tellson’s—never
by any means in it, unless called in—was
an odd-job-man, an occasional porter and messenger,
who served as the live sign of the house. He
was never absent during business hours, unless upon
an errand, and then he was represented by his son:
a grisly urchin of twelve, who was his express image.
People understood that Tellson’s, in a stately
way, tolerated the odd-job-man. The house had
always tolerated some person in that capacity, and
time and tide had drifted this person to the post.
His surname was Cruncher, and on the youthful occasion
of his renouncing by proxy the works of darkness,
in the easterly parish church of Hounsditch, he had
received the added appellation of Jerry.
The scene was Mr. Cruncher’s
private lodging in Hanging-sword-alley, Whitefriars:
the time, half-past seven of the clock on a windy
March morning, Anno Domini seventeen hundred and eighty.
(Mr. Cruncher himself always spoke of the year of
our Lord as Anna Dominoes: apparently under the
impression that the Christian era dated from the invention
of a popular game, by a lady who had bestowed her name
upon it.)
Mr. Cruncher’s apartments were
not in a savoury neighbourhood, and were but two in
number, even if a closet with a single pane of glass
in it might be counted as one. But they were
very decently kept. Early as it was, on the windy
March morning, the room in which he lay abed was already
scrubbed throughout; and between the cups and saucers
arranged for breakfast, and the lumbering deal table,
a very clean white cloth was spread.
Mr. Cruncher reposed under a patchwork
counterpane, like a Harlequin at home. At first,
he slept heavily, but, by degrees, began to roll and
surge in bed, until he rose above the surface, with
his spiky hair looking as if it must tear the sheets
to ribbons. At which juncture, he exclaimed,
in a voice of dire exasperation:
“Bust me, if she ain’t at it agin!”
A woman of orderly and industrious
appearance rose from her knees in a corner, with sufficient
haste and trepidation to show that she was the person
referred to.
“What!” said Mr. Cruncher,
looking out of bed for a boot. “You’re
at it agin, are you?”
After hailing the mom with this second
salutation, he threw a boot at the woman as a third.
It was a very muddy boot, and may introduce the odd
circumstance connected with Mr. Cruncher’s domestic
economy, that, whereas he often came home after banking
hours with clean boots, he often got up next morning
to find the same boots covered with clay.
“What,” said Mr. Cruncher,
varying his apostrophe after missing his mark—“what
are you up to, Aggerawayter?”
“I was only saying my prayers.”
“Saying your prayers!
You’re a nice woman! What do you mean by
flopping yourself down and praying agin me?”
“I was not praying against you; I was praying
for you.”
“You weren’t. And
if you were, I won’t be took the liberty with.
Here! your mother’s a nice woman, young Jerry,
going a praying agin your father’s prosperity.
You’ve got a dutiful mother, you have, my son.
You’ve got a religious mother, you have, my
boy: going and flopping herself down, and praying
that the bread-and-butter may be snatched out of the
mouth of her only child.”
Master Cruncher (who was in his shirt)
took this very ill, and, turning to his mother, strongly
deprecated any praying away of his personal board.
“And what do you suppose, you
conceited female,” said Mr. Cruncher, with unconscious
inconsistency, “that the worth of your
prayers may be? Name the price that you put your
prayers at!”
“They only come from the heart,
Jerry. They are worth no more than that.”
“Worth no more than that,”
repeated Mr. Cruncher. “They ain’t
worth much, then. Whether or no, I won’t
be prayed agin, I tell you. I can’t afford
it. I’m not a going to be made unlucky by
your sneaking. If you must go flopping
yourself down, flop in favour of your husband and
child, and not in opposition to ’em. If
I had had any but a unnat’ral wife, and this
poor boy had had any but a unnat’ral mother,
I might have made some money last week instead of
being counter-prayed and countermined and religiously
circumwented into the worst of luck. B-u-u-ust
me!” said Mr. Cruncher, who all this time had
been putting on his clothes, “if I ain’t,
what with piety and one blowed thing and another,
been choused this last week into as bad luck as ever
a poor devil of a honest tradesman met with!
Young Jerry, dress yourself, my boy, and while I clean
my boots keep a eye upon your mother now and then,
and if you see any signs of more flopping, give me
a call. For, I tell you,” here he addressed
his wife once more, “I won’t be gone agin,
in this manner. I am as rickety as a hackney-coach,
I’m as sleepy as laudanum, my lines is strained
to that degree that I shouldn’t know, if it wasn’t
for the pain in ’em, which was me and which
somebody else, yet I’m none the better for it
in pocket; and it’s my suspicion that you’ve
been at it from morning to night to prevent me from
being the better for it in pocket, and I won’t
put up with it, Aggerawayter, and what do you say now!”
Growling, in addition, such phrases
as “Ah! yes! You’re religious, too.
You wouldn’t put yourself in opposition to the
interests of your husband and child, would you?
Not you!” and throwing off other sarcastic sparks
from the whirling grindstone of his indignation, Mr.
Cruncher betook himself to his boot-cleaning and his
general preparation for business. In the meantime,
his son, whose head was garnished with tenderer spikes,
and whose young eyes stood close by one another, as
his father’s did, kept the required watch upon
his mother. He greatly disturbed that poor woman
at intervals, by darting out of his sleeping closet,
where he made his toilet, with a suppressed cry of
“You are going to flop, mother. —Halloa,
father!” and, after raising this fictitious alarm,
darting in again with an undutiful grin.
Mr. Cruncher’s temper was not
at all improved when he came to his breakfast.
He resented Mrs. Cruncher’s saying grace with
particular animosity.
“Now, Aggerawayter! What are you up to?
At it again?”
His wife explained that she had merely “asked
a blessing.”
“Don’t do it!” said
Mr. Crunches looking about, as if he rather expected
to see the loaf disappear under the efficacy of his
wife’s petitions. “I ain’t
a going to be blest out of house and home. I
won’t have my wittles blest off my table.
Keep still!”
Exceedingly red-eyed and grim, as
if he had been up all night at a party which had taken
anything but a convivial turn, Jerry Cruncher worried
his breakfast rather than ate it, growling over it
like any four-footed inmate of a menagerie.
Towards nine o’clock he smoothed his ruffled
aspect, and, presenting as respectable and business-like
an exterior as he could overlay his natural self with,
issued forth to the occupation of the day.
It could scarcely be called a trade,
in spite of his favourite description of himself as
“a honest tradesman.” His stock consisted
of a wooden stool, made out of a broken-backed chair
cut down, which stool, young Jerry, walking at his
father’s side, carried every morning to beneath
the banking-house window that was nearest Temple Bar:
where, with the addition of the first handful of straw
that could be gleaned from any passing vehicle to
keep the cold and wet from the odd-job-man’s
feet, it formed the encampment for the day. On
this post of his, Mr. Cruncher was as well known to
Fleet-street and the Temple, as the Bar itself,—and
was almost as in-looking.
Encamped at a quarter before nine,
in good time to touch his three-cornered hat to the
oldest of men as they passed in to Tellson’s,
Jerry took up his station on this windy March morning,
with young Jerry standing by him, when not engaged
in making forays through the Bar, to inflict bodily
and mental injuries of an acute description on passing
boys who were small enough for his amiable purpose.
Father and son, extremely like each other, looking
silently on at the morning traffic in Fleet-street,
with their two heads as near to one another as the
two eyes of each were, bore a considerable resemblance
to a pair of monkeys. The resemblance was not
lessened by the accidental circumstance, that the
mature Jerry bit and spat out straw, while the twinkling
eyes of the youthful Jerry were as restlessly watchful
of him as of everything else in Fleet-street.
The head of one of the regular indoor
messengers attached to Tellson’s establishment
was put through the door, and the word was given:
“Porter wanted!”
“Hooray, father! Here’s an early
job to begin with!”
Having thus given his parent God speed,
young Jerry seated himself on the stool, entered on
his reversionary interest in the straw his father
had been chewing, and cogitated.
“Al-ways rusty! His fingers
is al-ways rusty!” muttered young Jerry.
“Where does my father get all that iron rust
from? He don’t get no iron rust here!”